International sports insurance for professional teams and associations

An athlete's health is an outstanding asset as well as an investment, not only for the athlete but also for his or her team or club. In addition to sporting success, it also guarantees financial gain, so its loss is a serious business risk for both parties.

Even a single wrong move or foul can mean several months off or, in extreme cases, the end of a career, leading to financial ruin in terms of both income and sponsorship.

In the current tax environment of Hungary, an athlete can only claim sick pay based on the minimum wage, which is presumably a frivolous amount compared to the monthly income (maximum 5 373 HUF per day), so the club is forced to pay the actual loss of income.

The insurance policies widely available in Hungary cover a fraction of a professional athlete's income. Policies can only be used in the event of an accident and for up to 3 months and are typically only valid during professional sporting activity and at the workplace.

In contrast, the services we offer guarantee realistic compensation of real value, even in the context of professional sports. Our cover also provides a total income replacement in the event of temporary disability. It is unique that claims can be made in the event of sickness in addition to an accident, and the compensation is exceptionally high compared to other widely available covers.

What do we offer a solution for?

Equivalent compensation for total loss of income in the event of an illness or injury that takes more than one month to recover from.
In case of permanent injury due to accident or illness, to compensate for total loss of income due to career interruption.
In the event of accidental death, compensation for the market value of the athlete to the beneficiary.

Who needs it?

Professional, high-income athletes for whom an injury could result in a significant loss of earnings or sponsorship.
Clubs and teams with a valuable player or roster must be prepared for the eventuality that, in the event of an injury, replacement or substitution can only be achieved at considerable expense.

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Practical examples of permanent disability:

A basketball player is diagnosed with cancer during a routine check-up and is forced to retire. His insurance pays a lump sum to cover the income he would have earned if his career had not ended prematurely.

A player suffers a knee injury shortly after signing a contract with a new club. He could not fully recover, and the club could not enter him in matches, despite substantial transfer costs. The insurance provided compensation to the club up to the amount paid to the player.

Practical examples of temporary disability:

A water polo player is injured in a friendly match and consequently has to miss several lucrative competitions in which he had been successful. His insurance provides a monthly income until he can return to competing.

A footballer suffers a serious knee injury requiring ligament reconstruction. The insurance will cover the player's income until he recovers.

How does it work?

Needs and risk assessment
Develop a risk management plan
with international partners
Introduction of the
risk management plan
We accurately assess the needs and individual risks of our business partners. We then consult with our international partners and develop a tailored risk management plan. We assist with administrating the contracts and answer any questions that may arise in a personal presentation. In the event of a claim, we assist and manage the entire claims settlement process.
After pressing the request a call back button, you can enter your contact details, and our specialists will contact you within 24 hours. Contact us with any questions you may have.

Professional Athlethes' Insurance

Contact details

Type of insurance cover

Temporary Total Disablement
Permanent Total Disablement

Type of Sport

Ice Hockey


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